Home > Health Insurance > English
Consider the cost of not having health insurance. If you are involved in an accident on your way to school, or contract a serious illness, you have to pay the hospital bills from your own pocket. The medical costs can lead to an interruption of your study because of economic burden.
( Unit : Korea Won )

Coverage

Plan A

Plan B

Plan C

Remark

Accidental Death

10,000,000
10,000,000
100,000,000
 

Disability Resulting From An Accident

10,000,000
10,000,000
100,000,000

3%~79%

Medical Expenses?inKorea
(Accident /Sickness)

Hospitalization

50,000,000
50,000,000
50,000,000

per occurrence

Outpatient

250,000
250,000
250,000

per day

Prescription Medication

50,000
50,000
50,000

per day

Death From Illness

10,000,000
10,000,000
30,000,000
 

Personal Liability

10,000,000
10,000,000
10,000,000

per occurrence

Medical evacuation/Repatriation

10,000,000
10,000,000
30,000,000
 

(Overseas) Inpatient Medical Expensse

50,000,000

 

50,000,000
 

Special Rider

Chiropractic therapy expenses

3,500,000
3,500,000
3,500,000

Maximum total benefit per year

Injection expense

2,500,000
2,500,000
2,500,000

  Maximum total benefit per year

MRI scan expenses

3,000,000
3,000,000
3,000,000

Maximum total benefit per year

Premium

Premium depends on the gender and age.
It is krw150,000~krw210,000 per year.

Deductible :
  1. Hospitalization : At least  20% of total cost but not exceed kw 2mil
  2. Outpatient : max[ (10,000 or 15,000 or 20,000 ), ( 20% of total cost) ] a day
                      max [ (20,000) , (30% of total cost) ]  a day for Special Rider
  3. Prescription medication: 8,000 a day.   4. Personal Liability : 20,000 per claim.

*Caution
 
(Overseas) Inpatient Medical Expenses coverage is only applied to disease and injury which were incurred in Korea.

Examples
To visit a clinic for 3 days to cure a cold.
( Unit : Korea Won )
1st day 2nd day 3rd day medication sum Indemnification
15,000
15,000
15,000
10,000
55,000
17,000
To undergo a joint surgery in hospital because of getting hurt while doing soccer.
( Unit : Korea Won )
7days hospitalization Operation sum Indemnification
1,000,000
2,000,000
3,000,000
2,300,000
To bump against a person while doing bicycling.
( Unit : Korea Won )
Treatment cost of injured person Your treatment sum Indemnification
150,000
25,000
175,000
145,000


Necessary documents
  1. Claim form (download)
  2. Medical receipt, doctor?s prescription sheet and medication receipt (we don?t need payment proofs like credit card bill. The matter is who has got the treatment, not who has paid it)
  3. The first medical examination paper and detail medical receipt (if the cost is over krw100,000)
  4. Photocopy of alien ID card and bank book
Major items which are not covered
  1. The insured(insurant)'s intention.
  2. pregnancy, birth delivery(including cesarean), and the postnatal period.
  3. Professional climbing maneuvering a glider, skydiving, scuba diving, and hang glider.
  4. Race, trial, and show by a motorboat, a car or a motorcycle, or trial trip
  5. Non-care expenses from dental and herbal remedy that are not included in the care expenses described in the National Health Service Act.
  6. Medical expenses for cosmetic reasons.
  7. Mental disease and behavior disorder (F04~F99)
  8. Habitual absorption, sterility, and/or complications related to artificial
  9. insemination caused by female genital noninflammatory disorder (N96~N98)
  10. Congenital cerebropathy (Q00~Q04)
  11. Obesity (E66)
  12. Urinary system disorder (N39, R32)
  13. Rectal and proctological disorders that are not applied to the care expenses of the National Health Service Act (I84, K60~K62)