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General Clause

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Health Insurance

Consider the cost of not having health insurance. If you are involved in an accident on your way to school, or contract a serious illness, you have to pay the hospital bills from your own pocket. The medical costs can lead to an interruption of your study because of economic burden.

Plan

Coverage Plan B Plan C Remark
Accidental Death 10,000,000 10,000,000  
Disability Resulting From An Accident 10,000,000 10,000,000 3%~79%
Medical Expenses in Korea (Accident /Sickness) Hospitalization 50,000,000 50,000,000 per occurrence
Outpatient 250,000 250,000 per day
Prescription Medication 50,000 50,000 per day
Death From Illness 10,000,000 30,000,000  
Personal Liability 10,000,000 10,000,000 per occurrence
Medical evacuation/Repatriation 10,000,000 30,000,000  
(Overseas) Inpatient Medical Expensse   50,000,000  
Special Rider Chiropractic therapy expenses 3,500,000 3,500,000 Maximum total benefit per year
Injection expense 2,500,000 2,500,000 Maximum total benefit per year
MRI scan expenses 3,000,000 3,000,000 Maximum total benefit per year
Premium Premium depends on the gender and age. It is krw1 50,000~krw 210,000 per year.
Deductible
  1. Hospitalization : At least 20% of total cost but not exceed kw 2mil
  2. Outpatient : max[ (10,000 or 15,000 or 20,000 ), ( 20% of total cost) ] a day, max [ (20,000) , (30% of total cost) ] a day for Special Rider
  3. Prescription medication: 8,000 a day. 4. Personal Liability : 20,000 per claim.
Caution
(Overseas) Inpatient Medical Expenses coverage is only applied to disease and injury which were incurred in Korea.

Claim

Example 1. To visit a clinic for 3 days to cure a cold.
1st day 2nd day 3rd day medication sum Indemnification
15,000 15,000 15,000 10,000 55,000 17,000
Example 2. To undergo a joint surgery in hospital because of getting hurt while doing soccer.
7 days hospitalization Operation sum Indemnification
1,000,000 2,000,000 3,000,000 2,300,000
Example 3. To bump against a person while doing bicycling.
Treatment cost of injured person Your treatment sum Indemnification
150,000 25,000 175,000 145,000
Necessary documents
  1. Claim form (download)
  2. Medical receipt, doctor's prescription sheet and medication receipt (we don't need payment proofs like credit card bill. The matter is who has got the treatment, not who has paid it)
  3. The first medical examination paper and detail medical receipt (if the cost is over krw100,000)
  4. Photocopy of alien ID card and bank book
Major items which are not covered
  1. The insured(insurant)'s intention.
  2. pregnancy, birth delivery(including cesarean), and the postnatal period.
  3. Professional climbing maneuvering a glider, skydiving, scuba diving, and hang glider.
  4. Race, trial, and show by a motorboat, a car or a motorcycle, or trial trip
  5. Non-care expenses from dental and herbal remedy that are not included in the care expenses described in the National Health Service Act.
  6. Medical expenses for cosmetic reasons.
  7. Mental disease and behavior disorder (F04～F99)
  8. Habitual absorption, sterility, and/or complications related to artificial
  9. insemination caused by female genital noninflammatory disorder (N96～N98)
  10. Congenital cerebropathy (Q00～Q04)
  11. Obesity (E66)
  12. Urinary system disorder (N39, R32)
  13. Rectal and proctological disorders that are not applied to the care expenses of the National Health Service Act (I84, K60～K62)